Loans
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Pay day Loans
Features
- Access a loan amount of N20,000.00 - N1,000,000.00
- For Salaried Domiciled Customers
- Up to 50% of Net Monthly Salary
- Tenor: 365 days (30 days clean-up i.e. payday or 30 days, whichever is earlier.
- One-off management fee of 1%
- No collateral required.
Benefits
- Gives you the money you require for your short-term needs
- Competitive interest rate
- Convenient terms of repayment
- Accessibility to the funds through multiple channels like ATM,POS, Internet Banking & Mobile Banking
Requirements
- Executed loan application form.
- Three Favourable Credit Check Report
- Remuneration letter or confirmation of 6 months earnings from employer.
- Copy of employer ID card and another valid ID (e.g. International passport/Driver’s License/National ID/Voter’s card).
- Executed offer letter and loan agreement.
- Executed employer commitment letter to domicile salary throughout loan term
Personal Loans
Features
- Access to loans between N100,000.00 – N1,000,000.00
- Allows you to pay back the debt no more quickly than 12 months
- Competitive interest rate
- Equal monthly principle and interest payments
- Maximum monthly payback is 33.3% of the net monthly income.
- One-off management fee of 1%
- Salary domiciliation, credit Insurance, domiciliation of staff terminal benefit or corporate guarantee
Benefits
- Gives money to meet any of your financial needs
- No security required
- Flexible repayment
- Opportunity to prepay the loan
- Accessibility to the funds through multiple channels like ATM,POS, Internet Banking & Mobile Banking
- Access to loan enhancement( top-up)
- Access to loan buy back
- Access to other loans like Home loan, house equipment etc
Requirements
- Executed loan application form.
- Three Favourable Credit Check Report .
- Remuneration letter or confirmation of 6 months earnings from employer.
- Copy of employer ID card and another valid ID (e.g. International passport/Driver’s License/National ID/Voter’s card).
- Executed offer letter and loan agreement.
- Executed employer commitment letter to domicile salary throughout loan term.
Car Loan
Features
- 20% minimum equity contribution
- Access to loan up to N10,000,000.00
- Allows you to pay back for the vehicle the debt no more quickly than 36 months
- Select from a range of dealers, and manufacturers across the country.
- Competitive interest rate
- One-off management fee of 1%
- Salary domiciliation, comprehensive insurance, credit insurance, domiciliation of staff terminal benefit
Benefits
- Select from a range of dealers, and manufacturers across the country.
- Flexible repayment
- Opportunity to prepay the loan
- No additional security required.
- Access to other loan products like personal loans, Payday loans etc
Requirements
- Executed loan application form
- Pro-forma Invoice in the name of “PremiumTrust Bank Ltd/Customer”
- Three Favourable Credit Check Report
- Remuneration letter or confirmation of 6 months earnings from employer
- Copy of employer ID card and another valid ID (e.g. International passport/Driver’s License/National ID/Voter’s card)
- Executed offer letter and loan agreement
- Executed employer commitment letter to domicile salary throughout loan term
Device Finance
Features
- 20% minimum equity contribution
- Access to loans between N30,000.00 – N500,000.00
- Access to multiple mobile devices
- Maximum tenor of 12 months
- One-off management fee of 1%
- Salary domiciliation, comprehensive insurance, credit insurance, domiciliation of staff terminal benefit
- Competitive rate
Benefits
- Select from a range of dealers, and manufacturers across the country
- No additional security
- Flexible repayment
- Opportunity to prepay the loan
Requirements
- Executed loan application form.
- Pro-forma Invoice in the name of “PremiumTrust Bank Ltd/ Customer”
- Three Favourable Credit Check Report.
- Remuneration letter or confirmation of 6 months earnings from employer.
- Copy of employer ID card and another valid ID (e.g. International passport/Driver’s License/National ID/Voter’s card).
- Executed offer letter and loan agreement.
- Executed employer commitment letter to domicile salary throughout loan term
Household Equipment Finance
Features
- 20% minimum equity contribution
- Access to multiple household equipment costing between N100,000.00 - N1,000,000.00
- Allows you to pay back the debt no more quickly than 24 months
- Competitive interest rate
- Select from a range of dealers, and manufacturers across the country.
- One-off management fee of 1%
- Salary domiciliation, comprehensive insurance, credit cnsurance, domiciliation of staff terminal benefit or corporate guarantee
Benefits
- Select from a range of dealers, and manufacturers across the country
- No additional security
- Flexible repayment
- Opportunity to prepay the loan
Requirements
- Executed loan application form.
- Pro-forma Invoice in the name of “PremiumTrust Bank Ltd/Customer”
- Three Favourable Credit Check Report
- Copy of employer ID card and another valid ID (e.g. International passport/Driver’s License/National ID/Voter’s card).
- Executed offer letter and loan agreement.
- Executed employer commitment letter to domicile salary throughout loan term
