TERMS AND CONDITIONS
PremiumTrust Bank provides the information contained on this website and any of the pages comprising the website (“website”) to you subject to the terms and conditions (“the terms”) set out and referenced herein. By accessing the website, you shall be deemed to have reviewed these terms and conditions and agreed to all the terms. PremiumTrust Bank may at any time modify the terms and your continued use of the website will be subject to the terms in force at the time of your use. Accordingly, you agree to review the terms periodically, and your continued access or use of the website shall be deemed to be your acceptance of the amended terms. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.
USE OF THE WEBSITE
Materials from; www.premiumtrustbank.com and any any other World Wide Web site owned, operated, licensed, or controlled by PremiumTrust Bank may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of PremiumTrust Bank EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates PremiumTrust Bank’s intellectual property rights. The material in this site is provided for lawful purposes only.
• Age restriction: You must be at least 18 (eighteen) years old before you can use this website. By using this website, you warrant that you are at least 18 years old, and you may legally adhere to these terms. PremiumTrust assumes no responsibility for liabilities related to age misrepresentation.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• User accounts: As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password.If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address it accordingly.
• Unauthorised use: Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
• Third-party websites: From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s)
• Modifications: PremiumTrust reserves the right to edit, modify, and change these terms any time. We shall let you know of these changes through email. These terms are an understanding between you and PremiumTrust, and this supersedes and replaces all prior agreements regarding the use of this website.
All materials, products and services provided on this website are the property of PremiumTrust Bank including but not limited to the copyrights, trade secrets, trademarks, patents and other intellectual property. The trademarks, names, logos and service marks (collectively “trademarks”) displayed on this website whether registered or unregistered trademarks belong to PremiumTrust Bank. Nothing contained on this website should be construed as granting any licence or right to use any trademarks without the prior written consent of PremiumTrust Bank. All trademarks reproduced in this website which are not the property of or licensed to us are acknowledged for purposes of use of our website.
RESTRICTION OF LIABILITY
PremiumTrust Bank shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect, or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the website and any information contained on or accessed via the website. PremiumTrust Bank will not be liable for any damages or injury caused by, including but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure. PremiumTrust Bank will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence or PremiumTrust Bank or an authorized PremiumTrust Bank representative has been advised of the possibility of such damages, or both. You hereby indemnify PremiumTrust Bank and waive any rights you may have or obtain against PremiumTrust Bank in respect of any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever, which may be suffered by you and/or third party as a result of or which may be attributable directly or indirectly to any of the aforesaid. Without limiting the generality of the aforegoing PremiumTrust Bank shall not be responsible for and disclaims all liability for any loss, expense or damage of whatever nature incurred or sustained by you or any third party, due to – (i) any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any services which are necessary to ensure the availability and proper functioning of the website; and (ii) your use of or reliance on any information offered on or via the website.
All remarks, suggestions, ideas, graphics, or other information communicated to PremiumTrust Bank through this site (together, the “Submission”) will forever be the property of PremiumTrust Bank. PremiumTrust Bank will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future PremiumTrust Bank operations. Without limitation, PremiumTrust Bank will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. Except as noted below in this paragraph, PremiumTrust Bank will be entitled to use the Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending the Submission. Personally visitors to this site provide identifiable information that may be received at this site voluntarily. This information is for internal purposes only and is not sold or otherwise transferred to third parties of PremiumTrust Bank or to other entities who are not involved in the operation of this site. Information submitted via a number of areas in this site, for instance, Contact Us, is not retained. Therefore, the above right to use Submissions is subject to this limited use of this information and excludes non-retained information. You acknowledge that you are responsible for whatever material you submit, and you, not PremiumTrust Bank have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
Except as described otherwise, all materials in the PremiumTrust site are made available only to provide information about PremiumTrust Bank. PremiumTrust Bank controls and operates this site from its principal place of business at Plot 1612, Adeola Hopewell Street, Victoria Island, Lagos, Nigeria and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. By visiting and using this website, you agree that these terms and conditions shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria without giving effect to any principles of conflict of law. You hereby consent to exclusive jurisdiction of the High Court of Nigeria in respect of any disputes arising in connection with these terms or any matter related to or in connection therewith.
The material in this site could include technical inaccuracies or typographical errors. PremiumTrust Bank may make changes or improvements at any time. PremiumTrust Bank reserves the right at any time to change or discontinue without notice, any aspect or feature of this website. No information contained on the website shall be construed as advice and same are offered for information purposes only. THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. PremiumTrust Bank DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PremiumTrust Bank DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PremiumTrust DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT PremiumTrust) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
PremiumTrust Bank may terminate your use of the website at any time or immediately without notice if, in its sole judgment, you breach any of these terms and conditions. Upon termination, you must destroy all materials obtained from all PremiumTrust Bank sites and all related documentation, copies and installations.
If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to law enforcement authorities. This is the entire agreement between the parties relating to the use of this site. PremiumTrust Bank can revise these Terms and Conditions at any time by updating this posting. However, the PremiumTrust Bank site may describe products and services that are not available worldwide. This site may be linked to other sites, which are not maintained by PremiumTrust. PremiumTrust is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by PremiumTrust of the sites.
ADDRESS FOR SERVICE
The address for service for all purposes relating to these terms including the giving of any notice, the payment of any sum, the serving of any process, is:
PremiumTrust Bank 1612 Adeola Hopewell Street Victoria Island Lagos