About us

As a reflection of its rapid growth and expanding influence, PremiumTrust Bank currently operates 30 branches strategically located across Nigeria’s geopolitical zones, with its Head Office at Plot 1612 Adeola Hopewell Street, Victoria Island, Lagos. The Bank aims to expand its footprint to 50 locations by the end of 2026.

As a “phygital bank,” PremiumTrust Bank integrates both traditional brick-and-mortar branches with robust digital channels, ensuring seamless, innovative, and convenient banking experiences for its diverse customer base. Building on this drive for innovation. PremiumTrust Bank launched “Blayzz”, a cutting-edge all-in-one financial lifestyle digital platform designed to redefine convenience and combines everyday banking with smart lifestyle tools for individuals and businesses.
Blayzz offers free transfers, zero-cost bill payments, smart budgeting, high-yield savings, and flexible financing options such as buy-now-pay-later and green energy loans. Users can also generate passive income through referrals, access household or automobile credit, and purchase insurance—all from one seamless platform.
For businesses, Blayzz provides a free e- commerce storefront with integrated payments, instalment options, and digital reach—empowering merchants to scale in both online and offline environments. This initiative reflects the Bank’s commitment to driving fintech innovation across Africa, positioning it among the most digitally forward-thinking financial institutions in the region. This commitment to innovation and technology has earned the bank several prestigious industry awards since inception in 2022, namely; “Most Innovative Bank of the Year” by Leadership Media Awards and the “Fastest Growing Commercial Bank in Nigeria” by Finance Derivative (Netherlands). Our commitment to digital excellence also earned us the “Most Innovative Mobile Banking App of the Year” award from BusinessDay Banks and Other Financial Institutions (BAFI), and the “Emerging Partner of the Year” by Interswitch. For its longstanding commitment to sports development in Nigeria, the Bank was awarded the “Bank of the Year – Sports Development” by the BusinessDay Banks and Other Financial Institutions (BAFI) Awards for two consecutive years.

In 2024, PremiumTrust Bank was, for the third consecutive year, recognised as “Nigeria’s Fastest Growing Bank of the Year” by the BusinessDay Banks and Other Financial Institutions (BAFI), underscoring our consistent performance and rapid growth trajectory. We were also recognized as the “Fastest Growing Bank in Africa” award by Finance Derivative (Netherlands), further affirming our expanding continental footprint. Our inclusive culture and people-focused ethos earned us the “Best Place to Work for Women – Large Corporate Category” award from Great Place to Work Nigeria.

In reaffirmation of its sustained commitment to sports and national development, PremiumTrust Bank marked a significant milestone in 2022 when it served as lead sponsor of the Delta 2022 National Sports Festival. Building on this foundation, the Bank has consistently established impactful partnerships and sponsorships aligned with its broader vision of national advancement. In 2024, PremiumTrust secured exclusive sponsorship rights as the official bank of the Nigerian Football Federation (NFF), covering all national team matches. The Bank also sponsored the inaugural PremiumTrust Bank Abuja City International Half Marathon, underscoring its sustained commitment to talent development and fostering community impact.

At PremiumTrust Bank, Corporate Social Responsibility (CSR) is regarded as a strategic imperative integral to our commitment to fostering sustainable development and delivering long-term value to society. We recognise that businesses play a pivotal role as drivers of positive societal change, and this conviction is firmly embedded in our operations, culture, and decision-making processes. Our CSR framework is anchored on three core pillars: Sports and Youth Empowerment, Education, and Health. Through these focus areas, we execute programmes designed not only to uplift communities but also to contribute meaningfully to broader economic advancement. By consistently investing in impactful initiatives, we affirm our dedication to responsible and sustainable banking, positioning social impact as a defining element of our corporate identity.

The Bank has a diverse combination of visionary leaders with an average experience of over 25 years. At the heart of the Bank’s growth is its visionary leadership, led by Dr. Emmanuel Efe Emefienim, CON, FCIB, the founding Managing Director and Chief Executive Officer. His exemplary stewardship has earned national and industry recognition, including being named one of The Guardian’s “50 Value-Driven CEOs Powering Nigeria’s Economy” in 2022. In 2023, He was invested as a distinguished Fellow of the Chartered Institute of Bankers of Nigeria (FCIB). Also, in recognition of his exceptional service to the benefit of our Country, Emmanuel was conferred as Commander of the Order of the Niger (CON) by the President of the Federal Republic of Nigeria. In 2024, he became a member of the Chartered Institute of Bankers of Nigeria’s Governing Council. Currently, in 2025, he was appointed by the President of the Federal Government of Nigeria, His Excellency, Senator Bola Ahmed Tinubu, GCFR, to the Governing Council of Federal University of Technology and Environmental Sciences (FUTES), Iyin-Ekiti, Ekiti State —accolades that reflect his leadership, integrity, and transformative impact.

The diversity of our board composition roots deeply into the framework of measures instituted to ensure unbiased governance and lay the foundation for a culture of transparency and growth. Our governance framework ensures clearly defined, periodic evaluation systems to ensure compliance with all relevant legislation and regulations.

Under this robust leadership, PremiumTrust Bank is well-positioned to achieve its strategic objectives, drive sustainable growth, and continue delivering value to its customers, shareholders, and the wider community. The leadership’s vision and commitment are key drivers in PremiumTrust Bank’s journey to becoming the most preferred bank by 2028 and a leading force in retail and consumer banking in Africa by 2032.