Bank Smarter, Live Better: 5 Tools to Simplify Your Daily Finances

Managing your finances might seem overwhelming, but with PremiumTrust Bank and these five easy steps, you’ll be well on your way to financial freedom. Wondering how? Stick around to the end and find out!

We all know nothing excites Nigerians like Detty December. Just like that, nothing feels better than seeing your bank account filled with lots of zeros. When your finances are thriving, life feels like Oblee. But when things aren’t looking great, anxiety can creep in like a rainy day spoiling your plans.

If you’re looking to get a grip on your finances, we’ve got you covered. Even if you’re already doing well, there’s always something new to learn. Let PremiumTrust Bank guide you towards taking control of your daily finances with tools designed to simplify banking and help you achieve financial freedom.

Here are the 5 tools we’ve put together for you:

1. PremiumTrust Mobile App The PremiumTrust mobile app is your ultimate tool for managing and simplifying your finances. With exciting features like:

Budgeting Tools: Easily track your spending and savings.
Bill Payments: Pay for essential services in seconds.
Investing Options: Grow your money with ease.

Budgeting Tools

Our budgeting feature makes it easy to monitor your monthly financial activity. You’ll see your total inflow and outflow at a glance.

To get started, click on the Budget tab in the app. Set a monthly budget, and the app will show you a detailed breakdown of your spending, highlighting exactly where your money goes. With this feature, managing your daily finances has never been simpler!

Bill Payments

Forgot to pay your bills? Don’t worry. With the PremiumTrust mobile app, you can buy airtime, data, and even pay bills like DSTV and electricity with ease. You’ll find other essential bill payment options right on the app.

Investing

Investing is another smart way to grow your money. While your savings on the app earn monthly interest, you can take it a step further with a fixed deposit account. A fixed deposit account, also known as a term deposit account, is a type of savings account that allows you to earn interest on your money by investing it for a period of time. This account allows you to earn interest over a set period while keeping your money safe. Sounds amazing, right? Start your journey to financial growth today with the PremiumTrust mobile app. 2. *USSD Code 858# Need swift, no-internet banking? Our *USSD Code 858# is perfect for quick and secure transactions. With a daily spending limit of ₦50,000 (₦20,000 per transaction), it’s an excellent way to control your spending. You can also buy airtime and data with just a few taps. This feature is all about convenience, helping you simplify your daily finances no matter where you are.

3. Internet Banking If your PremiumTrust mobile app isn’t accessible, our internet banking platform has you covered. Simply log in through your phone, tablet, or laptop to perform your transactions with ease. Internet banking ensures you stay in control of your finances even when on the go. 4. Debit Cards (Visa and Verve) Whether you prefer Visa or Verve, PremiumTrust Bank’s debit cards make it easy to manage your money securely.

The main advantage of using a debit card over a credit card is you’re spending money you actually have,” says Josh Hastings, founder of a personal finance blog.

Unlike credit cards, debit cards let you spend only the money you already have, helping you avoid debt.

Activate your card with the PremiumTrust mobile app to keep track of your spending and manage your daily finances effortlessly.

5. Savings Accounts Want to save for the future while earning interest? Choose from our tailored savings options, like the Premium Savings Account or the Piggy Savers Account. These accounts help you build financial security while maximizing your earnings. The Piggy Savers account is attributed to your budgeting via the mobile app. If you spend less in a month, PremiumTrust will save it for you in your Piggy Savers account, and you will get exciting rates!

With PremiumTrust Bank, you have all the tools to take charge of your finances. Whether it’s our budgeting tools, the PremiumTrust mobile app, or our other innovative solutions, we’re here to help you simplify banking and live your best life.

Start today and take your first step toward smarter money management!