Three Years of Redefining Banking: The Journey So Far

On April 19, 2022, a bold vision was born in Port Harcourt, a vision to build a bank that wasn’t just functional, but transformational. A bank that wouldn’t just serve customers but empower them. That vision became PremiumTrust Bank.

Today, three years later, we celebrate not just an anniversary, but a movement, a relentless drive to redefine banking in Nigeria.

From One Branch to a National Presence

Our journey began with a single branch in Port Harcourt, built on a promise of excellence, integrity, and innovation. What started as a regional ambition has grown into a national reality, with 19 branches across Nigeria and more to come.

In just three years, we earned a national commercial banking license, a milestone that reflects both regulatory confidence and the strength of our operations. Our commitment to service delivery, innovation, and financial inclusion has set us apart in an industry that demands nothing less than the best.

Numbers That Tell a Story

At PremiumTrust, we believe numbers should speak for themselves. And they do.

From a ₦10 billion balance sheet in our first year to over ₦1 trillion today, our growth has been nothing short of exponential. In 2023, we recorded ₦57.3 billion in profit before tax and ₦39.8 billion after tax, driven by strategic investments and customer trust.

For three consecutive years, we’ve been named the Fastest Growing Bank in Nigeria, a recognition that affirms the power of clarity, strategy, and execution.

What It Means to Redefine Banking

To redefine banking is to go beyond transactions. It’s to create experiences, to listen closely, to respond swiftly, to innovate thoughtfully. It’s about building a financial institution that sees people, not just account numbers.

At PremiumTrust Bank, redefining banking means putting trust back at the center of banking relationships. It means harnessing technology, yes, but always in the service of the people who matter most: our customers.

It means constantly asking, “How can we serve better?”

And then, doing just that.

The Road Ahead

Three years is a short time in the life of an institution, but what we’ve built so far lays a strong foundation for what’s to come. As we look to the future, our focus remains unwavering: to keep raising the standard, to keep earning trust, and to keep delivering value to individuals, to businesses, and to Nigeria as a whole.

We are investing in new ideas, expanding our reach, and deepening our impact, guided by a vision that sees farther than the present.

Because at PremiumTrust Bank, we’re not just counting years. We’re building a legacy.

Thank You

To our customers, thank you for choosing us. To our staff, thank you for your dedication. To our partners, regulators, and supporters, thank you for believing in this vision.

Here’s to three remarkable years and many more ahead.

Happy Anniversary to us all.